2004 average family living expenses for farms enrolled in 
the North Dakota Farm Business Management Education Program
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                                             Percent of
Family Living Expenses                      Total Expense
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Food                                $ 6,307      15
Shelter, supplies, furnishings        6,808      16
Clothing                              1,909       4
Medical care and health insurance     7,291      17
Vehicle operation and purchase        5,078      12
Utilities                             2,008       5
Education                             1,423       3
Contributions and gifts               2,249       5
Personal purchase and recreation      6,124      14
Life and other personal insurance     1,544       4
Non-farm interest expense               847       2
Other                                 1,516       3
                                  ----------------------
Total                              $ 43,104     100
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